Apply For Financing

Auto Financing at McGrath Acura of Downtown Chicago

At McGrath Acura of Downtown Chicago, we make it simple and stress-free to finance your next vehicle. Whether you’re purchasing a new Acura, choosing a pre-owned vehicle, or exploring a Certified Pre-Owned Acura, our finance team is here to help you find the right payment plan for your lifestyle. We proudly serve drivers from Chicago, Evergreen Park, Oak Park, Highwood, and across Chicagoland with competitive rates, flexible terms, and personalized service.

Financing Options for Every Driver

Our finance department works with a wide network of trusted local and national lenders to secure the best possible terms for your budget. Whether you’re interested in a low-interest auto loan or a flexible Acura lease, we’ll present options tailored to your credit profile and driving needs. We also offer financing solutions for first-time buyers and those looking to rebuild credit.

Why Finance with McGrath Acura?

• Competitive Rates: Access to top lenders to get you favorable loan or lease terms.
• Personalized Service: One-on-one guidance to help you choose the financing option that works for you.
• Convenient Online Tools: Apply for financing, value your trade, and calculate payments from home.
• All Credit Welcome: We work with all credit histories to help drivers get approved.

Start Your Application Online

Save time at the dealership by starting your financing process online. Our secure finance application allows you to apply from the comfort of your home or office. Once submitted, our team will review your information and contact you to discuss your options and next steps.

Value Your Trade

Trading in your current vehicle can make your next purchase even more affordable. Use our trade-in tool to get an instant estimate for your car’s value, then apply that amount toward your down payment or lease.

Leasing vs. Buying

If you’re unsure whether to lease or buy, our finance experts can help you weigh the benefits of each. Leasing often offers lower monthly payments and the ability to upgrade to a new Acura every few years, while buying builds equity and gives you full ownership of your vehicle.

Visit Our Acura Finance Center

Our finance center is open during convenient hours to work around your schedule. Whether you’re ready to finalize your purchase or just exploring your options, we’ll ensure your experience is straightforward, transparent, and tailored to your needs.

Start your financing journey today with McGrath Acura of Downtown Chicago — where premium vehicles meet personalized service.

Frequently Asked Questions

Can I get pre-approved before visiting?

Yes. You can complete our online finance application to get pre-approved and save time at the dealership.

Do you offer financing for used and Certified Pre-Owned Acuras?

Absolutely. We provide financing options for all vehicles in our inventory, including pre-owned and Acura Certified models.

Can I trade in my current car?

Yes. Use our trade-in tool for an instant value estimate, which you can apply toward your next purchase.

What if I have less-than-perfect credit?

We work with all credit types and can often secure financing even if your credit is challenged.

What documents should I bring to finance a vehicle?

Bring your driver’s license, proof of insurance, proof of income, and any trade-in documentation to help us process your financing quickly.